Glossary

Estimated Net Premiums Earned

Estimated net premiums earned

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$100 DJI Grew To (Investment Companies)$100 Net Assets Grew To (Investment Companies)3- to 5-Year Projections "Cash Flow""Cash Flow" Line $100 D-J Ind Grew To $100 NA Grew To % Advisory % All Divs/Net Income Trailing 12 months % Average Annual Distribution Yield % Cash & Cash Equivalents % Change in Customers % Change Retail Sales % Commissions % Common Stocks % Company Investments % Current Yield % Distributions to Net Profits % EPS 12-Month Change % EPS Change from Previous Quarter % Expense to Premiums Earned % Expenses to Assets % Expenses to Net Asset Value % Expenses to Premiums Written % General & Administrative Expenses to Total Income % Government Treasuries % Gross Margin % Gross Portfolio Yield % Insider Holdings % Institutional Holdings % Interest Cost to Gross Income % Interest Income % Investment Advisory % Investment Banking % Investment Income to Total Investments % Investment Revenues % Loans to Total Assets % Long-Term Debt to Total Capital % Loss to Premiums Earned % Market Share % Net Assets % Net Interest Margin % Net Profit Margin % of Shares Traded % Operating Margin % Other Revenue - Security Brokerage % Other Revenues % Principal Transactions % Retained to Common Equity % Retained to Partners' Capital % Retained to Trust Equity % Return on Common Equity % Return on Partners' Capital % Return on Sales % Return on Shareholders' Equity % Return on Total Assets % Return on Total Capital % SG & A to Gross Income % SG & A to Sales % Share Price Change % Shareholders' Equity to Total Assets % Trailing 1 Week Total Return % Trailing 1 Year Total Return % Trailing 10 Year Total Return % Trailing 13 Week Total Return % Trailing 26 Weeks Total Return % Trailing 3 months Total Return % Trailing 3 Year Total Return % Trailing 4 Weeks Total Return % Trailing 5 Year Total Return % Trailing 6 months Total Return % Underwriting % VL Arithmetic Index Trailing 1 Year Return % VL Arithmetic Index Trailing 3 Year Return % VL Arithmetic Index Trailing 5 Year Return % VL Free Cash Flow to Price (Total) Interest Expense (Total) Loans 1 Day Money Flow 1 Month Money Flow 1 Week Money Flow 12 Month Moving Average 3-5 Year Projected "Cash Flow" per ADR 3-5 Year Projected "Cash Flow" per ADS 3-5 Year Projected "Cash Flow" per share 3-5 Year Projected "Cash Flow" per unit 3-5 Year Projected $100 D-J Ind Grew To 3-5 Year Projected $100 NA Grew To 3-5 Year Projected % Administrative 3-5 Year Projected % Advisory 3-5 Year Projected % Annual Total Return 3-5 Year Projected % Average Annual Distribution Yield 3-5 Year Projected % Cash & Cash Equivalents 3-5 Year Projected % Commissions 3-5 Year Projected % Common Stocks 3-5 Year Projected % Company Investments 3-5 Year Projected % Distributions to Net Profits 3-5 Year Projected % Expenses to Assets 3-5 Year Projected % Expenses to Net Asset Value 3-5 Year Projected % Expenses to Premiums Written